Ramiro A. Sacasa

Title: President
Company: Global Payments Consulting
Location: Miami, Florida, United States

Ramiro A. Sacasa, president of Global Payments Consulting, has been recognized by Marquis Who’s Who Top Business Owners for dedication, achievements, and leadership in financial services.

With over three and a half decades of experience to his credit, Mr. Sacasa has built a successful career as a payment industry consultant, specializing in electronic acceptance instruments such as e-commerce, point of sale, and ATMs. He currently serves as the president of Global Payments Consulting, a position he has held since 2000. Under his leadership, Global Payments Consulting has become renowned for its expertise in guiding clients to enhance product strategy and card profitability. The firm has undertaken projects for more than a hundred banks across Latin America, including prominent institutions like Bancomer, Banamex, and Banca Serfin in Mexico. 

In this role, Mr. Sacasa focuses on improving credit card profitability, optimizing digital and banking channels, developing strategic decisions on product life cycles, and creating profitability models designed to measure key performance indicators. On a daily basis, he provides strategic planning advice to approximately 12 to 15 banks, aiding them in managing and growing their payment industry operations. Additionally, he offers guidance to card issuers and processors on enhancing the profitability of their payment products. Prior to his current role, he served as vice president at Visa International in South Florida from 1988 to 2000.

Mr. Sacasa also authored three influential books on card profitability standards and market trends for bank issuers and acquirers in Mexico, Colombia, Chile, and Venezuela. Published during his tenure at Visa, these books were distributed to banks throughout Latin America and received strong endorsements. In addition to his publications, he has developed and delivered seminars for various institutions, focusing on enhancing administration in acquiring business, improving profitability and customer relationship management, and expanding banking services in Latin America. He is also deeply committed to philanthropy, dedicating his time to social causes that assist individuals with limited resources concentrated in Mexico and Nicaragua. Additionally, he has developed and conducted seminars for over 1,000 banking executives. These seminars cover critical areas such as strategy, payment product profitability, and best business practices, aimed at enhancing the expertise of banking professionals. 

Laying a solid educational foundation, Mr. Sacasa earned a Bachelor of Science in business, management, marketing, and related support services from the University of Minnesota in 1986. He then pursued a Master of Business Administration from the University of Minnesota Carlson School of Management in 1988. His certifications include specialized training at the Instituto Latinoamericano de Tarjetas and participation in Payment Seminars for Senior Executives at both the University of Miami and the University of Monterrey in 1998. He attributes his success to his extensive knowledge of the payment industry and his ability to develop effective methodologies for enhancing bank profitability across various products, segmentation, and risk controls. 

In the coming years, Mr. Sacasa aims to expand Global Payments Consulting’s focus on digitalization and artificial intelligence to enhance business efficiency and profitability. His long-term vision is to position the firm as a leader in specialty consulting, known for boosting the profitability of banks, financial institutions, and fintech companies. In the short term, he is committed to continuing to provide exceptional consulting services that drive profitability and efficiency for clients while remaining at the forefront of industry innovations and technological advancements.

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